Helping Protect You and Your Family with These New Insurance Benefits Being Made Available!

 

Hospital Select II.

A Group Limited Benefit Hospital Indemnity Insurance Policy

Underwritten by Transamerica Life Insurance Company, Home Office: Cedar Rapids, Iowa

Our health is something we take for granted – until there is a problem. Hospital Select II helps pay basic medical expenses related to hospitalization, with optional benefits that cover other things such as a surgery.  You get the medical attention you need – when you need it. Hospital Select II offers meaningful benefits that are easily understood. Details_Red(1)

Life Insurance 10 or 20 Year Level Term 

Underwritten by Transamerica Life Insurance Company, Home Office: Cedar Rapids, Iowa

If Something Happens to You, Is Your Family Ready for Tomorrow?

There is no way to know what will happen tomorrow, but there is a way to help protect your family against the unexpected. Trans SelectSM 10 or 20 is Transamerica’s term life insurance product to meet life’s changes — today and tomorrow. At the end of each term, the policy will automatically renew unless cancelled by the owner. The new premium rate, based on the attained age of the insured and the death benefit, will be presented. The premium change will occur on the group renewal date. Subsequent term periods are 10 or 20 years (depending on the product selected) or until the expiration date, if earlier.

Riders Included with Base Coverage:

• Accelerated Death Benefit for Terminal Illness & Accelerated Death Benefit for Long Term Care Details_Red(1)

Accident Insurance – 24-Hour On & Off-the-Job Coverage

Underwritten by Transamerica Life Insurance Company, Home Office: Cedar Rapids, Iowa

You and/or your family are covered 24 hours a day against accidents whether you are working as a Virginia trucker, at home, on vacation, playing sports, etc. Benefits are paid directly to you. A set dollar amount is paid for broken bones, dislocations, daily hospital expenses, lump sum hospital expenses and much more. • Accident Emergency Treatment – $100 • Major Diagnostic Examination – $160 • Follow up Visits & Physical Therapy – $75 per visit • Initial Accident Hospitalization Benefit – $2,400 • Accident Hospital Income Benefit – $200 per day Details_Red(1)

Short-Term Disability Income Insurance

Underwritten by Transamerica Life Insurance Company, Home Office: Cedar Rapids, Iowa

How long could you go without a paycheck? If you run out of vacation or leave days, will you have enough savings to make it? Would you want to borrow money from family or friends while you’re getting well? Obtaining Social Security disability benefits can be challenging and time consuming. Now the VTA is making voluntary short-term disability income insurance available to you. You must satisfy the income requirements to qualify. Benefit Period: • 6 months or 12 months Waiting Period: • 14 days after a sickness or accident Monthly Benefit: • $800 monthly benefit – must work at least 20 hours per week • $1,500 monthly benefit – must work at least 30 hours per week. Income verification at time of claim. Details_Red(1)

Critical Illness Insurance – Lump Sum Benefits based on Diagnosis

Underwritten by Transamerica Life Insurance Company, Home Office: Cedar Rapids, Iowa

Pays a lump sum when diagnosed with cancer, having stroke, having a heart attack, need a major organ transplant or end-stage renal failure. Use the lump sum benefit for anything you wish. You can purchase either $10,000 or $20,000 of this lump sum benefit. Details_Red(1)

Am I eligible for the insurance products in the VTA Insurance Plan?

The eligibility requirements for the Hospital Indemnity, 10 or 20 Year Level Term Life Insurance, Short-Term Disability Insurance, Critical Illness Insurance and Accident Advance Insurance through Transamerica Life Insurance Company, Cedar Rapids, IA are as follows: you must be an active member of the Virginia Truckers Association, actively at work and able to perform all normal duties of your job. Please see policy specifics for dependent eligibility, if a dependent is currently disabled. EBD KGNNRLCA2 0715 Details_Red(1)