Welcome to HospitalSelect II®.
Hospital Indemnity Insurance
Underwritten by Transamerica Life Insurance Company, Home Office: Cedar Rapids, Iowa
Hospital Indemnity Insurance pays a set amount if an insured is confined in a hospital. Even with the best primary insurance plan, out-of-pocket costs from a hospital stay can add up.
Hospital Indemnity insurance benefits can help defray expenses that major medical insurance doesn’t cover, like deductibles, co-pays or co-insurance amounts. Benefits can also be used for non-medical expenses such as rent or
mortgage, car payment, groceries, or child care.
|Daily In-Hospital Indemnity Benefit-Pays each day a covered person is confined to a hospital (but not an emergency room-outpatient stay-stay in an observation unit) As the result of a covered accident or sickness. Max 31 days per confinement.||$150|
|Intensive Care/Coronary Care Rider-Pays each day a covered person is confined to an extensive care unit as the result of a covered accident or sickness. Max 30 days per calendar year.||$300|
|Hospital Confinement Indemnity Benefit-Pays each day a covered person is confined to a hospital (but not an emergency room-outpatient stay-stay in an observation unit) as the result of a covered accident or sickness lasting a minimum of 24 continous hours from time of admission. Max 1 day per confinement/1 day(s) per calendar year.||$1,500|
|Critical Illness Indemnity Benefit-Pays once when the insured is diagnosed with a critical illness life threatening cancer-heart attack-stroke-end stage renal failure-major organ failure). A subsequent benefit is payable when the insured is diagnosed with a different critical illness 60 days or more days after the first diagnosis.||$500 (Dependents 50%)|
|Off-the-Job Accidental Injury Indemnity Benefit– Pays each day a covered person receives treatment for a covered accident. Treatment must be provided by a physician within 96 hours of the accident. Max 1 day per accident/5 days per calendar year.||$100|