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Welcome to HospitalSelect II®.

 

Hospital Indemnity Insurance

Underwritten by Transamerica Life Insurance Company, Home Office: Cedar Rapids, Iowa

Hospital Indemnity Insurance pays a set amount if an insured is confined in a hospital. Even with the best primary insurance plan, out-of-pocket costs from a hospital stay can add up.

Hospital Indemnity insurance benefits can help defray expenses that major medical insurance doesn’t cover, like deductibles, co-pays or co-insurance amounts. Benefits can also be used for non-medical expenses such as rent or
mortgage, car payment, groceries, or child care.

Hospital Benefits
  
Daily In-Hospital Indemnity Benefit-Pays each day a covered person is confined to a hospital (but not an emergency room-outpatient stay-stay in an observation unit) As the result of a covered accident or sickness. Max 31 days per confinement. $150
Intensive Care/Coronary Care Rider-Pays each day a covered person is confined to an extensive care unit as the result of a covered accident or sickness. Max 30 days per calendar year. $300
Hospital Confinement Indemnity Benefit-Pays each day a covered person is confined to a hospital (but not an emergency room-outpatient stay-stay in an observation unit) as the result of a covered accident or sickness lasting a minimum of 24 continous hours from time of admission. Max 1 day per confinement/1 day(s) per calendar year. $1,500
Critical Illness Indemnity Benefit-Pays once when the insured is diagnosed with a critical illness life threatening cancer-heart attack-stroke-end stage renal failure-major organ failure). A subsequent benefit is payable when the insured is diagnosed with a different critical illness 60 days or more days after the first diagnosis. $500 (Dependents 50%)
Off-the-Job Accidental Injury Indemnity Benefit– Pays each day a covered person receives treatment for a covered accident. Treatment must be provided by a physician within 96 hours of the accident. Max 1 day per accident/5 days per calendar year. $100

 This is a brief summary of the Hospital Select II Group Hospital Indemnity Insurance underwritten by Transamerica Life Insurance Company, Home Office: Cedar Rapids, IA. Policy Form Series CPGHI400 and CCGHI400.  Forms and form numbers may vary. Coverage may not be available in all jurisdictions.  Limitations and exclusions apply.  Refer to the policy, certificate and riders for complete details.  THIS IS NOT MAJOR MEDICAL INSURANCE AND IS NOT A SUBSTITUTE FOR MAJOR MEDICAL INSURANCE.  IT DOES NOT QUALIFY AS MINIMUM ESSENTIAL HEALTH COVERAGE UNDER THE FEDERAL AFFORDABLE CARE ACT.